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CENTRO FINANZIAMENTI S.p.A.
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What We Do

Our areas of activity span four core lending services, each designed to serve a distinct set of client needs.

Areas of Activity

Our lending services

The information below describes each of our service areas for general informational purposes. Specific terms, eligibility criteria, and conditions are discussed during individual consultations.

Financial documents and calculator on a desk
For Individuals

Consumer Lending

Personal loans designed to help individuals finance significant purchases, manage unexpected expenses, or consolidate existing obligations. Each loan is structured with a clear repayment schedule and a fixed interest rate agreed upon at the outset.

We assess each application on its own merits, taking into account the applicant's financial situation and ensuring that the proposed repayment plan is manageable. All costs, fees, and conditions are disclosed before any agreement is signed.

Signing a contract document at a desk
For Employees

Salary-Backed Loans

Financing arrangements secured against a borrower's regular salary or pension income. These products offer structured repayment through instalments that are aligned with the borrower's pay cycle, providing a predictable and manageable path to repayment.

Salary-backed loans may be suitable for individuals who have a stable income source and prefer the discipline of fixed, automatic repayments. Eligibility depends on employment status, income level, and existing financial commitments.

Two business professionals discussing documents
For Businesses

SME Financing

Capital solutions for small and medium enterprises seeking funding for growth initiatives, equipment purchases, inventory expansion, or working capital management. We work with business owners to understand their operational needs and structure financing that supports their objectives.

Our SME financing products are designed to accommodate the cash flow patterns and growth trajectories of smaller businesses, with terms that reflect the realities of running an enterprise in today's market.

Two professionals reviewing paperwork in an office
For Homeowners

Reverse Mortgage

Equity release products that allow homeowners, typically of retirement age, to convert part of their property's value into liquid funds while retaining the right to continue living in their home. The loan is repaid when the property is eventually sold or transferred.

Reverse mortgage products involve specific conditions and long-term considerations. We provide thorough explanations of how the product works, its implications for heirs, and the obligations involved, so that clients can make an informed decision.

Important Note

Informational purposes only

All descriptions provided on this page are intended for general informational purposes and do not constitute an offer, a commitment to lend, or financial advice. Actual terms, interest rates, eligibility requirements, and conditions vary depending on individual circumstances and are determined through a formal consultation and assessment process.

We encourage anyone considering a financing arrangement to contact us directly to discuss their specific situation and to review the detailed terms that would apply to their case.

Have questions about our services?

Our team is ready to provide the information you need.

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